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Insure My Life Right, LLC is an independent insurance agency. We represent multiple insurance companies.  Each person, each family has a different need for their insurance coverage.  Each insurance company has different specialties. Because we represent many carriers, we have more options with b

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Accident, Death (Life) & dismemberment (Disability) Coverage

Apply online for a High Limit Accident Insurance Plan

This plan will allow individuals to purchase an Accident Death & Disability policy which will cover a death or disability from an accident. 

High Limit Accident Coverage

We offer coverage up to 100 Million of coverage. We know that those individual who put their life on the line for others is valuable to your family and your business partners and/or creditors. We provides personal and corporate Accidental Death and Dismemberment coverage as an alternative or supplement for people who can not obtain sufficient amounts of traditional life insurance.

We can secure Accidental Death and Dismemberment for individuals who live life taking risks that others won’t ever understand.  Risks can include: Racecar driving, piloting, scuba diving, mountain climbing, military (wartime), small airplane piloting, sea fishing and other risks. War Risk coverage is also available for contractors working and living in high-risk locations anywhere in the world.

Instant Issue of coverage

Online policies are issued immediately – Online Applications take 10 minutes. Payments are made by credit card.

Apply online for a High Limit Accident Insurance Plan

 Amount of coverage

The amount of life insurance coverage is 10 x (ten times) the applicant’s annual salary.  Proof of income is needed only at the time of a claim of benefits.  So verification is not needed at time of issue, only in case of death. Benefits are limited to  income verification (10 times your provable tax returns).

COVERAGE INCLUDES:

• Personal Accidental Death and Dismemberment Life Insurance

• Business Travel Accident Coverage (Life Insurance and/or Disability Insurance)

• Accident Only Permanent Total Disability Insurance

• War and Terrorism Coverage

• Benefit Amount exceeding $75,000,000 per person

• 24 Hour Worldwide Coverage

• Policy Terms ranging from 1 day to 3 years

The following examples are the most common uses.

  1. Business travel to another country
  2. Leisure Travel 
  3. Jouranlists
  4. Contractors
  5. Humanitarians
  6. Engineers
  7. Missionaries
  8. War Zone coverage
  9. Key Person
  10. Buy/Sell Agreement
  11. International Coverage
  12. Flight risks
  13. Life Insurance postponement

For contractors working and living in high-risk locations anywhere in the world, as race car driving, piloting, scuba diving and mountain climbing. War Risk coverage is also available.   We can secure Accidental Death and Dismemberment for individuals partaking in such avocations.

CASE STUDY

A satellite technician was offered a job in Iraq assisting the U.S. military with their communications systems.  Before departing, he wanted to financially protect his family in the event he suffered death or permanent disability while overseas. Because he would be in a high-risk location, traditional life and disability companies would not offer coverage. Our firm was able to secure Accidental Death and Dismemberment, as well as personal disability coverage, which included any losses due to passive war and terrorism.

Apply online for a High Limit Accident Insurance Plan