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Insure My Life Right, LLC is an independent insurance agency. We represent multiple insurance companies.  Each person, each family has a different n


Specialty Insurance

With our Specialty insurance products through Lloyds of London, we are able to insure against Major medical (Health), Disability, Life Insurance (Death), Kidnapping (Ransom Insurance) & Event Cancellation & Non-Appearance for Headliners) in the entertainment industry & Actors / Films / Movies.

Have you ever thought about or wondered about the what if something happened that is not covered by your standard run of the mill insurance policy?  We just might cover that for many of these real life situations.

We insure:

  • Business partners, Business Executives, Key employees of Businesses, Signatories of business loans
  • Doctors, pilots, Attorney’s.
  • Athletes:  USA & European Basketball (NBA), Pro Baseball College & Pro Football (College Athletes must be approved by underwriters, not all college athletes are accepted), US & Canadian Hockey, Dirt Track & Racing, Pro & Senior Golf, Professional Jockey, Stock Car & Open Wheel Racing, NASCAR, Indie Car European Soccer
  • Celebrities, actors, movies stars, pets of movie stars (yes that’s correct), movies (films), Professional Musicians, those in the entertainment industry,
  • Common people that do the un-common things in life (high risk activities), borrow un-common amounts of money, those involved in business transactions, borrowers,
  • Students travelling to the U.S., international students,
  • International travel to or away from the U.S. (Business, Leisure travel, Missionaries)
  • Diplomates, Politicians
  • Ransom insurance / Kidnapping Insurance
Types of policies

Life Insurance

  • Accidental Death & Dismemberment Life Insurance / Disability Insurance – Online Application  – issued immediately online.
  • International Term Life Insurance
  • Contingent Life Insurance – up to 100 Million of coverage
  • Confidential Life Insurance -up to 100 Million of coverage – A life policy that may be purchased on a 3rd party individual without the insured’s knowledge. This policy is used to indemnify specific contracts.
  • Diplomat Life Insurance Plans
  • Merger & Acquisition Life Insurance
  • Bank Loan Life Insurance – Can be in place with-in 24 hours – Ideal for funding loans fast when a transaction needs to be closed fast.
  • Loan Guarantee Life Insurance
  • Key Person Life Insurance – An employer needs safety for the company with a key employee. The firm would suffer a significant loss when a key employee is to die while working for the firm.
  1. 1 page application
  2. Terms issued: 90 days up to 1 year
  3. No Medical, issued with-in 24 hours of application & payment of premium

Medical Insurance

  • International Major Medical Insurance
  • The Bridge Plan
  • World Wide Major Medical Insurance
  • Yachting Medical Insurance
  • Group International Major Medical Insurance

Specialty Insurance

Contact us for help with any of the following disability policies 


Comprehensive international medical (accident & sickness) insurance that can be purchased a minimum of 3 months up to a maximum of 3 years. This plan is guarantee issued, but has a (3) year pre-existing condition exclusion (look-back). The Diplomat policy is extremely affordable and includes Medical Air Evacuation, Repatriation of remains, and 24 hour world wide assistance services.

Diplomat International:

Comprehensive international medical (accident & sickness) insurance that can bepurchasedaminimum of 15 days up to a maximum of 1 year. This plan is guaranteeissued, but has a (3)year pre-existing condition exclusion (look-back).  The DiplomatInternational is extremelyaffordable and includes Medical Air Evacuation, Repatriation ofremains, and 24 hour world wide assistance services.

Diplomat America:

Comprehensive international medical (accident & sickness) insurance that can be purchased a minimum of 15 days up to a maximum of 1 year. This plan is guarantee issued, but has a (3) year pre-existing condition exclusion (look-back). This plan includes Medical Air Evacuation, Repatriation of remains, and 24 hour world wide assistance services.


We understand risk. We appreciate those who put it all on the line. We provides personal and corporate Accidental Death and Dismemberment coverage as an alternative or supplement for people who can not obtain sufficient amounts of traditional life insurance.

We can secure Accidental Death and Dismemberment for individuals partaking in such avocations as race car driving, piloting, scuba diving and mountain climbing. War Risk coverage is also available for contractors working and living in high-risk locations anywhere in the world.

Your client’s ability to earn a sizeable income is his/her biggest asset, yet it is often takenfor granted. Traditional insurers are often unable to meet the income replacement needsof high earners in the event of disability.

We provides high limit disability solutions for your very affluent clientele.  Coverage is available above and beyond what traditional insurers offer.

All successful companies, no matter the size, have key personnel as the foundation driving success. What happens if those rainmakers are disabled?  The sophisticate advisor should consider Key Person coverage for all of their key person clientele.

Our firm provides high limit Key Person coverage for private and public organizations, law firms and medical professionals.

Traditional disability insurance policies & traditional disability insurers often fall short of the actual replacement income and the replacement ratios necessary to adequately  protect a doctor’s actual income.  Many doctors and their spouses don’t realize that they can have a policy that will given them even higher amounts of coverage than what they currently have.

 A doctor’s ability to earn a sizable income is predicated on the ability to see  patients, perform surgery and further their education.

We provide high limit disability solutions for medical professionals.

Your client is ranked highly on the stat board, draft board or leader board. Strenuous demands on their body requires unique insurance coverage to protect their affluent lifestyle.

We provides coverage to professional and top college athletes, protecting potential futureearnings or non-guaranteed contracts. Contract coverage is also available for teams orsponsors looking to protect their most valued players.



We provide unique personal and contractual high limit insurance solutions for the entertainment industry.  What happens if an event is cancelled? Who is going to pony up the money to cover any and all associated costs of re-booking, refunds of ticket sales, travel expenses for the crew, booking fees, and the list goes on.

The entertainment industry has a large variety of risk management exposures that requires a special approach and expertise. Actors, musicians and entertainers can not obtain adequate insurance coverage from traditional carriers.

Additionally, film studios,record companies and event planners rely on the abilities of their top performers to generate revenue.