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Insure My Life Right, LLC is an independent insurance agency. We represent multiple insurance companies.  Each person, each family has a different need for their insurance coverage.  Each insurance company has different specialties. Because we represent many carriers, we have more options with b

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Short Term Care insurance

Short term care insurance is a form of Long Term Care Insurance.

It is designed to be a shorter term coverage period to go beyond what Medicare pays for and delaying when a long term care policy kicks into place.

Way’s a Short Term Care policy can be used is:

  • It is a great way to ladder long term care benefits. This will cover the time one is in a care facility when medicare runs out and you don’t want to start spending down on your liquid or other assets.
  • When one cannot afford the premiums of a long term care policy, a short term care policy is the only affordable option for many.
  • Underwriting Guidelines are much easier to qualify for compared to a long term care plan.
  • NO COGNITIVE INTERVIEW –  Health Interview and Rx Check
  • Maximum issue age is 84 for short term care plans.

Some of the Benefits of a Short Term Care insurance policy are:

  • Provides Home Health Care for recovery time after surgery, chemo, etc.
  • Also covers a Nursing or Assisted Living, Hospice, or Adult Care Facility
  • Coverage Duration Choices: 120, 240 or 360 Days
  • Simplified Issue – No Exams
  • Premiums as low as $15 a month!

Short term care insurance Policies are available for individuals and couples.

How do I get Short Term Care Insurance?

Call us to let us help you get mortgage short term care insurance.

801-747-9176